In 2012 the Affordable Care Act was upheld in the supreme court and ever since then it has stirred controversy over who should be able to have health insurance and who should cover the costs. The Affordable Care Act was introduced to make healthcare more accessible to the public by providing insurance to the poor and people with preexisting conditions through state-governed marketplaces. It is also intended to make healthcare more affordable for the average working adult by providing insurance benefits on a sliding scale according to income and ability to pay.
Each state is responsible for setting up and maintaining their own insurance marketplace. Insurance companies then offer their product at competitive rates, allowing people to have a range of options to suit their healthcare needs. The people who become insured through the marketplace are entitled to federal subsidies that cover a large portion of the cost of their insurance. Citizens of states who have not set up their own marketplace have been able to obtain insurance through a federal marketplace, but that may backfire.
The Affordable Care Act has come under scrutiny lately because the legislation is worded so that it allows federal subsidies to be offered through the state marketplaces, but does not explicitly cover subsidized healthcare through the federal marketplace. The lawsuit brought to the supreme court, known as King v. Burwell challenges the document, claiming that it is only allowed to subsidize insurance purchased through the state.
Texas was one of 34 states that decided not to create its own insurance marketplace. Texans who have signed up for insurance through the federal marketplace may lose their health insurance and federal subsidies. Our current governor, Greg Abbott, intends to keep federal funding out of Texas healthcare, but has not been nearly as outspoken on the subject as our former governor, Rick Perry.
Also, please watch this video:
Each state is responsible for setting up and maintaining their own insurance marketplace. Insurance companies then offer their product at competitive rates, allowing people to have a range of options to suit their healthcare needs. The people who become insured through the marketplace are entitled to federal subsidies that cover a large portion of the cost of their insurance. Citizens of states who have not set up their own marketplace have been able to obtain insurance through a federal marketplace, but that may backfire.
The Affordable Care Act has come under scrutiny lately because the legislation is worded so that it allows federal subsidies to be offered through the state marketplaces, but does not explicitly cover subsidized healthcare through the federal marketplace. The lawsuit brought to the supreme court, known as King v. Burwell challenges the document, claiming that it is only allowed to subsidize insurance purchased through the state.
Texas was one of 34 states that decided not to create its own insurance marketplace. Texans who have signed up for insurance through the federal marketplace may lose their health insurance and federal subsidies. Our current governor, Greg Abbott, intends to keep federal funding out of Texas healthcare, but has not been nearly as outspoken on the subject as our former governor, Rick Perry.
Also, please watch this video:
Oh, and read this.
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